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Buying a home is one of the largest purchases and more times than most, it is the securest and best investment ever made. Inevsting in a home is an investment of your lifestyle and that of your family's. Buying a home will create a sense of stability and identity for you and your family.
To assist you in the process, my company Esslinger-Wooten-Maxwell Realtors has everything you need - from a basic step-by-step overview to a property comparison checklist. And, I as your sales associate will help you every step of the way. So whether you're a first-time buyer or need a brief buying refresher, I can help you through it all.
To Rent or To Buy? 
Your House Payments Could Be Lower Than Your Rent Payments!
With every rent check you write, you're helping to build equity in your landlord's property. That money could be going toward building equity in a home of your own. Today's rates are low enough that your house payment could be lower than your rent payment!
There are many advantages to owning a home, including:
Security - A feeling of security that comes from owning a home and the knowledge that your home is a safeguard against inflation.
Investment - Payments on your mortgage loan mean you are acquiring a major possession; instead of rent, you own more and more. The garden you plant, the permanent improvements you make - all enhance your way of living as well as the value of your home.
Tax Advantage - Your real estate taxes and the interest on your mortgage are deductible from your income tax.
Financial Independence - Most people start on the road to financial independence through home ownership. Your principal and interest payments remain the same for the full term of your mortgage while your rent usually goes up as the cost of living increases.
Environment - Your children grow up in the neighborhood of your choice.
Cash Equity - Better than a savings account, your home can appreciate to keep pace with inflation.
Satisfaction - Home ownership offers special advantages that make life more enjoyable - backyard barbecues, large family gatherings during holidays, a home workshop, a chance to enjoy your family's companionship in the privacy of your own home.
 Ten Easy Steps and You’re In Your New Home!
1. Determine how much home you can afford.
2. Conduct a preliminary search and determine which neighborhoods are most desirable to you.
3. Contact a Mortgage Consultant and get your mortgage pre-approved.
4. Contact an a Realtor such as myself to look for a house that meets your needs.
5. Once you find a home on which you want to make an offer, you'll sign a purchase agreement and give the seller earnest money to seal the deal. If your offer is accepted (sometimes with contingencies), determine a date you wish to close.
6. Have your new home inspected to ensure there's nothing seriously wrong with the property. It’s also a good idea to get homeowner’s insurance to protect yourself against any unforeseen calamity.
7. Notify your loan officer that you've found a property so they can begin the appraisal and title process. And, lock in your interest rate. Your loan officer will send you a new good faith estimate which shows your monthly mortgage payment as well as your estimated cash needed for closing. The title company will notify you of the time and date you close on your home and the items you'll need to bring to closing.
8. Notify your phone company, utilities, moving company, post office, newspaper and magazines, friends and family and change your mailing address.
9. Pack and Move!
10. Relax, You're done.
Broward County Real Estate a lifestyle worth wanting.
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